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Terms & Conditions

Last updated: October 16, 2026

THESE TERMS & CONDITIONS (“TERMS”) GOVERN YOUR ACCESS TO AND USE OF NIXERCOMP.COM (THE “SITE”), OPERATED BY NIXER COMP, INC. (“NIXER COMP,” “WE,” “US,” OR “OUR”). BY ACCESSING OR USING THE SITE, YOU AGREE TO BE BOUND BY THESE TERMS AND BY OUR PRIVACY POLICY. IF YOU DO NOT AGREE, PLEASE DO NOT USE THE SITE.

License Grant

These Terms grant to You a personal, revocable, limited, non-exclusive, non-sublicensable, and non-transferable license to use and access the Site during the term specified herein solely for Your personal, private, non-commercial, informational use, conditioned on Your continued compliance with all provisions of these Terms (including without limitation any external terms and documentation linked or referenced herein).

Use of the Site

You may use the Site only for lawful purposes and in accordance with these Terms. You agree not to, directly or indirectly:

  • use the Site in any way that violates applicable law or regulation, including for any unlawful, fraudulent, deceptive, tortious, malicious, or otherwise harmful or injurious purpose;
  • attempt to gain unauthorized access to the Site, its servers, or any connected systems;
  • interfere with or disrupt the operation of the Site;
  • use any automated means to scrape, harvest, or collect information from the Site without our prior written consent;
  • submit false, misleading, or fraudulent information through any form on the Site;
  • use the Site to create any service, software or documentation that performs substantially the same functionality as the Site;
  • disassemble, decompile, reverse-engineer, or use any other means to attempt to discover any source code, algorithms, trade secrets, or applications underlying the Site or any of its webpages, content, or features;
  • encumber, sublicense, transfer, distribute, rent, lease, time-share, or use the Site in any service bureau arrangement or otherwise for the benefit of any third party;
  • adapt, combine, create derivative works of, or otherwise modify the Site;
  • disable, circumvent, or otherwise avoid or undermine any security device, mechanism, protocol, or procedure implemented in the Site;
  • remove, obscure, deface, or alter any proprietary rights notices on any element of the Site or accompanying documentation; or
  • use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any third party’s authorized use of the Site.

User Obligations

You represent that You are at least eighteen (18) years of age or the legal age of majority in Your jurisdiction (whichever is greater) and will, at all times, provide true, accurate, current, and complete information (which You have all necessary rights, permission(s), prior express consent, or authority to provide) when submitting information through the Site. In addition, You are responsible for compliance with all applicable laws, rules, and regulations, including but not limited to all laws and regulations governing consumer protection, unfair competition, commercial electronic mail (email) and messages, advertising, privacy, and data security with respect to Your use of the Site. If You access the Site on behalf of any organization, Your organization shall be bound to these Terms and be liable for any breach by You. You represent that You have all rights, power, and authority to agree to these Terms on behalf of Your organization.

The Site is not intended for use or access by any individual under the age of thirteen (13) years, and Nixer Comp does not knowingly, willingly, or intentionally collect personal information from such individuals in any medium for any purpose.

Your Account

You may be required to register an account to use the Site or certain features of the Site. Each registration is for a single user only, unless otherwise expressly agreed by Nixer Comp. Registration for access to and use of the Site may also require access credentials, such as a username and a password, or adherence to other access requirements as designated by Nixer Comp in its sole discretion from time to time. You hereby agree to treat Your access credentials as confidential and not to disclose such information to any third party without the prior express written consent of Nixer Comp, which may be granted or withheld in its sole discretion. You shall immediately notify Nixer Comp if You suspect or become aware of any loss, theft, or unauthorized use of Your login credentials. Nixer Comp will not be liable for any loss or damage arising from Your failure (whether intentional or unintentional) to comply with these obligations. By submitting the requested information to the registration form or similar process on the Site, You represent and warrant that the information You submit for registration is complete, true, accurate, and current in all respects. You must maintain and promptly update Your submitted account information to ensure that such information is complete, true, accurate, and current. Nixer Comp reserves the right to suspend, terminate, or otherwise discontinue Your account and/or pending registration if Nixer Comp has reasonable grounds to suspect that any information You have submitted is untrue, inaccurate, not current, or incomplete, or that Your registration, account, or use of the Site is in violation of applicable law or these Terms.

Term, Termination, and Suspension

These Terms take effect (or re-take effect) at the moment You first access or use the Site. Nixer Comp reserves the right at any time and on any grounds, including without limitation any reasonable belief of fraudulent or unlawful activity, to deny or suspend Your access to the Site or to any portion thereof in order to protect its name and goodwill, its business, the security and stability of the Site, and/or the rights of others. These Terms terminate automatically if You fail to comply with any provision hereof, subject to the survival rights of certain provisions identified below. You may also terminate these Terms at any time by ceasing to use the Site, but each re-access or renewed use of the Site will reapply these Terms to You. Upon termination or expiration of these Terms for any reason, all licenses granted by Nixer Comp hereunder shall immediately terminate, and You must immediately cease all use of the Site. The provisions of these Terms concerning Nixer Comp’s proprietary rights, disclaimers of warranties, limitations of liability, indemnification, severability and waiver, injunctive relief, export controls, and governing law will survive the termination of these Terms for any reason.

Nixer Comp reserves the right, in its sole discretion, to terminate or suspend Your access to the Site or any feature or portion thereof at any time, without notice to You, if Nixer Comp reasonably determines or suspects that You are in violation of these Terms.

Informational purposes only — not professional advice

The content on the Site is provided for general informational purposes only and describes our services at a high level. It does not constitute insurance, legal, tax, financial, or other professional advice, and it is not an offer, binding quote, or contract for insurance or any other product or service. You are solely responsible for the outcomes and consequences of any decision that you make with respect to such matters, and agree that Nixer Comp shall have no liability or responsibility therefor.

Nothing on the Site creates a broker, agent, client, or fiduciary relationship. Coverage, eligibility, pricing, and program terms are determined solely through a separate written agreement and applicable underwriting, and are subject to the terms, conditions, and exclusions of any actual policy or contract.

Intellectual property

The Site and its contents — including text, graphics, logos, images, and design — are owned by Nixer Comp or its licensors and are protected by intellectual property laws. You may view and print pages for your own informational, non-commercial use. You may not otherwise reproduce, distribute, modify, or create derivative works from the Site without our prior written permission. “Nixer Comp” and associated logos are trademarks of NIXER COMP, INC. You agree that You do not acquire any ownership rights in any part of the Site under these Terms or through Your use of the Site. Nixer Comp does not grant You any rights or licenses, express or implied, to any intellectual property hereunder except as specifically authorized by these Terms.

Third-party links

The Site may contain links to third-party websites and resources. We provide these links for convenience only and do not endorse and are not responsible for the content, products, or practices of any third-party site. Your use of third-party sites is at your own risk and subject to their terms. Also, additional notices, terms, and conditions may apply to services, receipt of (or access to) certain materials, participation in a particular program, and/or to specific portions or features of the Site, including without limitation the terms of third-party tools, applications, and APIs utilized by or incorporated in the Site. Your use of any such third-party feature, tool, application, or API is conditioned on your acceptance of all third-party terms applicable thereto, and You agree to abide by all such terms in connection with Your use of the Site. You hereby agree that (a) these Terms operate in addition to any terms of use imposed or required by any such third-party provider; and (b) these Terms supplement and do not alter or amend any such third-party terms of use.

Disclaimer of warranties

THE SITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, AND TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, NIXER COMP HEREBY DISCLAIMS ANY AND ALL WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, INCLUDING FOR ANY THIRD-PARTY MATERIALS, PROGRAMS, APPLICATIONS, TOOLS, PRODUCTS, AND SERVICES SET FORTH, DESCRIBED ON, OR ACCESSED THROUGH THE SITE. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF HARMFUL COMPONENTS, OR THAT ANY INFORMATION ON IT IS ACCURATE, COMPLETE, OR CURRENT.

Limitation of liability

IN NO EVENT SHALL NIXER COMP BE LIABLE HEREUNDER, REGARDLESS OF THE FORM OF ANY CLAIM OR ACTION (WHETHER IN CONTRACT, NEGLIGENCE, STATUTORY LIABILITY OR OTHERWISE), FOR ANY: (A) LOSS OR INACCURACY OF DATA, LOSS, OR INTERRUPTION OF USE, OR COST OF PROCURING SUBSTITUTE TECHNOLOGY, GOODS OR SERVICES, OR ANY INDIRECT, PUNITIVE, INCIDENTAL, RELIANCE, SPECIAL, EXEMPLARY, OR CONSEQUENTIAL DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF BUSINESS, REVENUES, PROFITS AND/OR GOODWILL, EVEN IF SUCH DAMAGES WERE REASONABLY FORESEEABLE OR IF NIXER COMP WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES; OR (B) ANY DAMAGES WHICH, IN THE AGGREGATE, EXCEED A TOTAL OF TEN U.S. DOLLARS (U.S.D.$10.00). THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING THE INSUFFICIENCY OR FAILURE OF ANY REMEDY PROVIDED HEREIN.

CERTAIN JURISDICTIONS AND LAWS MAY NOT PERMIT SOME OR ALL OF THE DISCLAIMERS OF LIABILITY SET FORTH IN THIS SECTION. IN THE EVENT THAT SUCH A JURISDICTION OR LAW APPLIES TO THE SUBJECT MATTER OF THESE TERMS, THE FOREGOING DISCLAIMERS WILL APPLY TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW.

Indemnification

You agree to indemnify, defend, and hold harmless Nixer Comp and its officers, employees, and affiliates from any claims, liabilities, damages, and expenses (including reasonable attorneys' fees) arising out of (a) your misuse of the Site or your violation of these Terms; (b) Your infringement, misappropriation, or violation of any personal or proprietary rights of a third party, (c) Your violation of applicable laws, rules, or regulations. Nixer Comp reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, in which event You will fully cooperate with Nixer Comp in asserting any available defenses.

Governing law

These Terms are governed by the laws of the State of New York, without regard to its conflict-of-laws rules. You agree that any dispute arising out of or relating to the Site or these Terms will be brought exclusively in the state or federal courts located in New York County, New York, and you consent to their jurisdiction.

Independent Contractors

The relationship between You and Nixer Comp under these Terms is that of independent contractors, and nothing herein or in Your use of the Site shall be construed as creating any joint venture, partnership, employment, or agency relationship.

Security and Compliance

Nixer Comp reserves the right to view, monitor, and record Your activity on the Site without notice or permission from You. Nixer Comp’s provision of the Site is subject to existing laws and legal process, and nothing contained herein shall restrict or reduce Nixer Comp’s ability to comply with governmental, court, and law enforcement requests or requirements involving Your use of the Site or information provided to or gathered by Nixer Comp with respect to such use.

Export Controls

You represent and warrant that You are not: (a) located in a country that is subject to a U.S. government embargo; or (b) listed on any U.S. government list of prohibited or restricted parties. You hereby agree that (i) You will comply with all applicable sanctions and export control laws, and (ii) You are solely responsible for ensuring that the Site is used, disclosed, and/or accessed only in accordance with all applicable sanctions and export control laws.

Severability and Waiver

If any part of these Terms is determined to be invalid or unenforceable pursuant to court order or other operation of applicable law, such provision shall be deemed severed from these Terms, and the remainder of these Terms shall continue in full force and effect to the maximum extent permitted under applicable law.

Failure to insist on strict performance of any of these Terms will not operate as a waiver of any subsequent default or failure of performance. No waiver by Nixer Comp of any right under these Terms will be deemed to be either a waiver of any other right or provision or a waiver of that same right or provision at any other time.

Injunctive Relief

You acknowledge that any breach, threatened or actual, of these Terms would cause irreparable injury to Nixer Comp not readily quantifiable as money damages, such that Nixer Comp would not have an adequate remedy at law. You therefore agree that Nixer Comp shall be entitled, in addition to other available remedies, to seek and be awarded an injunction or other appropriate equitable relief from a court of competent jurisdiction restraining any such breach of Your obligations, without the necessity of posting bond or other security.

Changes to these Terms; Notices

We may update these Terms from time to time. When we do, we will revise the “Last updated” date. Your continued use of the Site after an update means you accept the revised Terms. Nixer Comp may also send emails or other electronic messages to You concerning Your use of the Site, including without limitation by providing alerts or notifications within the Site. You consent to receive such electronic communications and You agree that all such electronic communications constitute valid legal notices satisfying any requirement that such notices be in writing.

Contact us

If you have questions about these Terms, contact us at:

Nixer Comp, Inc.
1800 Pembrook Drive, Suite 450
Orlando, FL 32810
(877) 649-3726
info@nixercomp.com